About Us

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At Benefits Horizon, we understand that selecting the right insurance coverage for your employees is crucial for their well-being and your success. That's why we offer a comprehensive range of insurance products tailored to meet your needs, including Major Medical Insurance and a variety of supplemental insurance options.

We have relationships with most Major Medical Insurance providers and can help you design a plan that offers affordable coverage for medical expenses, ensuring that your employees have access to quality healthcare when they need it most. In addition, we will review each plan's network of providers and customizable plans. We make it easy and transparent for employers to find the right coverage for their team.  In addition to Major Medical Insurance, we offer a range of supplemental insurance products to enhance your employees' coverage. From dental and vision insurance to term life insurance and permanent life insurance with a Long Term Care Rider, we have solutions to meet every need.

We understand that every employer is unique, which is why we work with all major carriers to provide you with the best selection of providers and coverages. Our experienced team will help you navigate the complexities of insurance and tailor a solution that fits your budget and preferences.  One of our flagship offerings is IdealHealth, our proprietary health plan designed specifically for groups with with unique needs. IdealHealth offers competitive rates and comprehensive coverage, making it an excellent choice for small to mid-sized businesses looking to provide quality healthcare benefits to their employees.

In addition to traditional insurance products, we also offer Long Term and Short Term Disability Insurance, Accident Insurance, Hospital Insurance, and Critical Care Insurance. These products provide additional financial protection for your employees in the event of unexpected illness or injury, giving them peace of mind knowing that they are covered.

At Benefits Horizon, we're committed to helping employers make informed decisions about their insurance coverage. Whether you're a small business or a large corporation, we're here to support you every step of the way. Contact us today to learn more about how we can help you find the right insurance solutions for your company and employees.

Welcome to Ideal Health, where healthcare meets innovation and affordability. Our comprehensive medical plan is designed to provide you with access to quality care while keeping costs low. By leveraging creative solutions, we offer a variety of benefits that cater to your healthcare needs without compromising on the quality of services. Explore the unique features of our plan below and see how we are redefining affordable healthcare.

Comprehensive Network Access: We believe in offering more than just basic care. Ideal Health includes access to a vast and comprehensive network of healthcare providers, ensuring you can find the right doctor or specialist whenever you need one. This network is designed to cover all aspects of your healthcare, from primary care to specialized treatments, ensuring you receive top-notch care without the hassle of high out-of-network costs.

Strategic Local Network with Significant Cost Savings: In addition to our broad network, Ideal Health has developed a strategic local network that focuses on providers within your community. This localized approach not only supports local healthcare systems but also translates to significant cost savings for you. By partnering with local providers, we negotiate better rates, which means lower premiums and out-of-pocket expenses without sacrificing quality.

Employee Benefit Concierge and Care Guide: Navigating healthcare can be confusing, but Ideal Health’s Employee Benefit Concierge and Care Guide are here to help. This personalized service assists you in understanding your benefits, finding the most affordable and convenient care options, and making informed decisions about your health. Whether you need help finding a doctor, understanding a bill, or scheduling an appointment, our concierge service is just a phone call away.

Population Health Management: Ideal Health takes a proactive approach to healthcare through Population Health Management. This feature uses data-driven strategies to improve health outcomes across our member base. By identifying and addressing health risks early, we can provide targeted interventions, promote preventive care, and manage chronic conditions more effectively, ultimately reducing overall healthcare costs.

Virtual Primary Care: In today's digital age, convenience is key. Ideal Health’s Virtual Primary Care service allows you to consult with healthcare providers from the comfort of your home. Through secure video calls, you can receive diagnoses, treatment plans, and prescriptions without the need to visit a doctor's office. This not only saves time and money but also ensures you receive timely care, especially for minor ailments or follow-up consultations.

Free Diagnostic Labs: Understanding your health shouldn't come with a hefty price tag. Ideal Health includes free diagnostic lab services, allowing you to get necessary tests done without worrying about additional costs. Regular screenings and lab tests are crucial for early detection and management of health conditions, and we ensure these are accessible to all our members.

Cost-Effective, Convenient Pharmacy Coverage: Medications are an essential part of healthcare, and Ideal Health’s pharmacy coverage is designed to be both cost-effective and convenient. We offer a wide range of generic and brand-name drugs at reduced prices, with options for home delivery or pick-up at local pharmacies. This ensures you have access to the medications you need without breaking the bank.

Ideal Health is committed to providing high-quality healthcare that is both accessible and affordable. Our innovative approach combines a comprehensive network, strategic local partnerships, personalized support, and modern conveniences like virtual care and free diagnostics. With Ideal Health, you can be confident that you are receiving excellent care while managing your healthcare costs effectively. Join us today and experience the future of affordable healthcare.

We understand that navigating the journey through intermediate and high school can be challenging. That's why we're here to introduce Balance for Life, an advanced employee assistance and student support program dedicated to empowering worldwide.

Our mission is simple yet profound: to equip students and employees with the essential tools, resources, and human support they need to thrive in every aspect of their lives – emotionally, physically, and practically.

What sets Balance for Life apart is our unwavering commitment to student and employee success. Through our holistic approach, we address the diverse needs of students and employees, helping them manage academic pressures, navigate social challenges, plan for their future careers, and tackle day-to-day responsibilities with confidence.

Key Features of Balance for Life:

• 24/7 Free, Confidential Support: Students can reach out to us anytime, anywhere, knowing that their privacy is paramount. Our dedicated team of professionals is here to listen, support, and guide them through any challenges they may face.
• Multiple Access Channels: Whether it's via phone, email, video, or chat, we offer flexible communication options to ensure students can connect with us in a way that suits their preferences and comfort level.
• Comprehensive Counseling Services: From in-person sessions to telephonic and video counseling, our diverse range of counseling options ensures that every student receives personalized support tailored to their unique needs.
• Multidisciplinary Counselor Network: Our extensive network of counselors brings together professionals from various fields to provide students with well-rounded support, addressing not just academic concerns but also emotional, social, and practical challenges.
• Customized Student Website: Each school partnering with Balance for Life gets its own branded student website, providing a centralized hub where students can access resources, schedule appointments, and find helpful information tailored to their school community.
• Resource Services: In addition to counseling, we offer a range of resource services to support students in various areas of their lives, including dependent care, legal assistance, and financial guidance.

At Balance for Life, we believe that every student deserves the opportunity to thrive. Join us in creating a supportive environment where students can reach their full potential, one balanced step at a time.